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The rising cost of higher education has made it increasingly difficult for students to access and afford university-level education. However, advancements in technology, specifically in artificial intelligence and blockchain, are driving a revolution in student finance. These innovations are creating new tools and products that make it easier for students to achieve their funding goals and build their future with basic financial literacy and minimal investments. With the significant income gaps between degree holders and non-degree holders, the need for change in the student finance system is clear.