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In this article, Nellie Liang, US Under Secretary for Domestic Finance and Chair of the Financial Stability Board Standing Committee on Assessment of Vulnerabilities, discusses the potential benefits and risks of using artificial intelligence (AI) in the financial industry. She highlights the rapid development of new AI models and the need for regulators to keep pace with these advancements. Liang also emphasizes the importance of understanding the potential risks and benefits of AI in order to effectively regulate its use in the financial sector.