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Experts have emphasized the importance of big data, computing power, cooperation, and innovation in the full implementation of large artificial intelligence (AI) models in the financial industry. Nobel laureate Michael Spence noted the importance of setting a balanced agenda with respect to AI, which involves two things: the first is a set of risks and potential misuse cases of the technology; the second is a set of policies designed to make this powerful new technology accessible and usable in its positive applications. However, there are potential risks in data privacy protection and other ethical problems.
