Temenos has launched a fully-integrated front-to-back mortgages solution with a smart decision engine powered by Explainable AI. This solution enhances productivity and reduces delinquencies for lenders, providing borrowers with a hyper-personalized experience in every touch point. It is suitable for banks of all sizes, reducing the time to close for customers and helping them meet real estate contracts or rate lock periods. The low-code configurability of business rules and overall workflow design makes it easy for lenders to tailor the product to suit their needs. The solution is cloud-native and available for lenders to deploy in their own data centres and on any public cloud or as a SaaS.