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Ripple Labs CTO David Schwartz has predicted that the convergence of Artificial Intelligence (AI) and blockchain technology will revolutionize the financial services and cybersecurity industries. AI chatbots, such as those that might emerge from the XRP Ledger, will simplify development and foster global innovation and financial inclusion. Last month, Cardano fused AI and blockchain in its ecosystem through the launch of Girolamo, an internet-enabled generative chatbot. Additionally, Ripple Labs Policy Director Rahul Advani has predicted that tokenization of real-world assets (RWA) will revolutionize the blockchain economy, with a focus on real estate and commodities.