FinTech (financial technology) innovations like digital mortgages, blockchain, and AI are transforming the Texas real estate market. iBuying platforms like Opendoor and Offerpad are allowing sellers to bypass the traditional listing process. Digital mortgages are streamlining the cumbersome paperwork side of mortgages. Blockchain has exciting applications in real estate, but mainstream adoption is still a few years away. AI is helping with better decision-making, from suggesting optimal listing prices to interacting with prospective buyers.