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Luis Gilberto Caraballo, CEO of Blockchain Hub Venezuela and One Click360, recently discussed the possibility of developing Neobanking in Venezuela. He highlighted that financial institutions are now transforming, and customers are becoming “prosumers” where products adjust to their particularities and requirements. Caraballo explained that banking has moved towards new business models that go hand in hand with technology, and neobanking is not an option, but rather what the market is imposing. Bank offices, plastic cards, and fiat money are being replaced by more modern solutions such as mobile applications, QR codes, and cryptocurrencies.