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Technology is transforming the insurance industry, particularly in the area of life insurance underwriting. Insurtech is helping carriers provide policyholders with personalized coverage while making the insurance experience more transparent. New data sources and predictive analytics are being used to expedite the underwriting process, and artificial intelligence and machine learning are playing a major role in making coverage decisions quickly and efficiently. Access to an individual’s full electronic health records is also transforming the underwriting process. Technology has the potential to shorten the application process and help companies make more informed decisions.
