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This article focuses on the application of Machine Learning (ML) in the UK’s financial services sector, referring to the ‘machine learning in UK financial services’ survey conducted by the Bank of England (BoE) and Financial Conduct Authority (FCA). It also discusses the risks of ML and how these risks can be managed effectively. The article will explore two main topics: the benefits of using ML and other advanced analytical techniques in legal disputes and the potential implications of the EU’s new AI Act.