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National Technology Day is being commemorated in India today, highlighting the disruptive effects of technology across various sectors. E-commerce, fintech, and other industries have seen remarkable growth due to advancements in online platforms, logistics, payment systems, and digital payment solutions. Technologies such as artificial intelligence, machine learning, cloud computing, and biometrics are transforming the financial services industry, allowing FinTechs to drive greater efficiency and create more value. As AI technology advances, business leaders should consider how their models can benefit from decentralised AI capabilities beyond 2023.