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Temenos (SIX: TEMN) has launched a front-to-back, mortgages solution with a smart decision engine powered by Explainable AI. This solution enhances productivity and reduces delinquencies for lenders, while providing borrowers with a hyper personalized experience. It is suitable for banks of all sizes, and is cloud-native and low-code configurable. It also helps reduce time to close, which is important for customers during turbulent times.