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Cybercrime is a growing threat, but machine learning is helping financial institutions and merchants fight back. AI has been used in the finance sector for years, particularly in the chargeback space. Machine learning solutions are critical in the fight against online fraud and chargeback abuse, as they can analyze large sets of data and make decisions in real time. However, AI is not yet at the level of human intelligence and can only complete specific tasks based on the information it is given.