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Artificial Intelligence (AI) has revolutionized the banking sector by providing the ability to analyze vast amounts of data, make predictions, and automate processes. This article explores what AI is in banking and its numerous applications in the financial industry, such as customer service and personalization, fraud detection and prevention, risk assessment and credit scoring, and more. AI algorithms can detect and prevent fraudulent activities more effectively than traditional methods, and can also analyze various data points to assess risk and credit scores.