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BharatPe is a FinTech company that has been disrupting the nation’s FinTech ecosystem with innovative products. The average monthly disbursal rate for loans has risen to about Rs 1,200 crore, and the company has facilitated loans of about Rs 4,500 crore in FY 2021-22. BharatPe is also investing in newer verticals such as ‘Buy Now Pay Later’ product, postpe, and POS, BharatSwipe. The tech team follows ‘Agile’ development practices and makes use of cloud-based infrastructure to help scale their systems. Additionally, BharatPe is utilizing AI/ML-based, auto-adaptable, fraud detection systems to provide a secure experience to customers.