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ChatGPT is a personal assistant powered by machine learning and artificial intelligence (AI) that is revolutionizing various industries and sectors in Singapore. Singapore-based startups are at the forefront of this AI revolution, with Pand.ai being one of the most innovative. Pand.ai has developed multi-platform capable chatbots that use a proprietary natural language processing engine and has unveiled GINA.sg, an English-Chinese bilingual WhatsApp Chatbot. GINA.sg provides Singaporeans with suitable motor and travel insurances in partnership with major insurers, and comes with an AI recommendation engine and a payment gateway that allows users to complete the entire transaction in just under a minute.