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Ngoc Minh Tran is a lead data scientist at Mastercard. He has a PhD in computer science with a major field in applied statistics/machine learning and has 15 years of experience in data science. Minh Tran discusses his role as lead data scientist and the importance of ‘model explainability’ in AI and analytics. He spends up to half of his day in meetings and the rest of the time is mainly for technical works such as architecting, designing, coding and problem solving. His main skills are machine learning, big data and SQL, as well as management and communication skills.