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AI has been used in the finance sector for decades, with applications ranging from high-frequency trading to more crucial areas such as lending. AI has enabled investment banks to analyze trading patterns and predict market movements, as well as extract valuable insights from unstructured data. AI-driven credit decision models have revolutionized access to credit for people like Poorna, a small-scale farmer who had never been granted access to formal credit. This transformation was achieved without the need to approach a traditional bank or leave the farm.