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In recent years, digital technologies like big data, artificial intelligence, and cloud computing have prompted transformation in many industries, including the financial sector. Chinese banks have invested heavily in financial technology, with the six largest banks investing CNY 116.5 billion in 2022. A study published in KeAi journal China Economic Quarterly International constructed an index system to measure digital transformation of commercial banks in the country, and empirically tested the impact of digital transformation on bank performance and competitiveness.